Here are a few ways to maximize your use of workplace benefits, according to Long.
Participate in wellness activities: Whether it’s your company’s initiative to get you to log additional steps during the day or a gentle nudge to register for a financial wellness program, you might be eligible for a small bonus just for signing up, said Long.
“It’s money for things you want to do anyway,” she said.
Be smart about your health savings account: This tax advantaged savings account is paired with high-deductible health-care plans.
With an HSA, you can put away pretax dollars, have them accumulate free of taxes and then spend them tax-free — as long as you use the money for qualified medical expenses.
“These plans deserve a second look if you’re young and healthy,” said Long.
Think beyond your traditional workplace offerings: Don’t be afraid to dive into the nitty-gritty with your employer. Ask about how each works and learn more about how to get the most from them.
“Student loan repayment perks are very sexy, but how do they work?” asked Long. “They’re usually capped at a certain amount.”
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Source : CNBC
